Head Portfolio Reporting Credit Finance/ MIS at Stanbic IBTC Bank

Stanbic IBTC Bank is a firm believer in
technical innovation, to help us guarantee
exceptional client service and leading edge
financial solutions. Our growing global success
reflects our commitment to the latest solutions,
the best people, and a uniquely flexible and
vibrant working culture. To help us drive our
success into the future, we are looking for an
experienced Configuration and Release
Management Analyst to join our dedicated I.T
team at our Lagos offices.
Standard Bank is a leading African banking
group focused on emerging markets globally. It
has been a mainstay of South Africa's financial
system for 150 years, and now spans 16
countries across the African continent.
We are recruiting to fill the above position of:
Job Title: Head Portfolio Reporting Credit
Finance/ MIS
Job ID: 11445
Location: Nigeria
Job Description
To Lead a team of people responsible for
creating and maintaining a robust management
information platform & process, producing
accurate, timely and meaningful MI to meet
regulatory & other requirements and assisting
credit leadership team with business decisions,
and providing credit analytics to inform credit
policy.
Key Responsibilities
Creation & Maintenance of a robust MI
platform & process
Analysis & documentation of Credit MI needs
of all stakeholders Board, EXCO, Head Office,
Regulatory Authorities, team Leadership etc
and creation of a platform & process to meet
these needs on a sustainable basis
Creation of MS Excel and MS Access
Databases to supplement Bank systems where
there are gaps
Recommending appropriate software where
appropriate.
Producing accurate, timely and meaningful MI
and Reports
Oversee the production of all MI required to
adequately manage credit risk in the Bank
Ensure that reports and returns to all
stakeholders are accurate and reach recipients
before agreed deadlines
Ensure ongoing availability of accurate, 'real
time' management information covering 'flow'
and 'stock' measures
Support objectives performance appraisal in all
areas by providing workflow measurement and
turnaround monitoring systems and MI on a
regular basis.
Provide Modeling and Analytics Expertise
Build capacity within credit for effective trend
analysis, modeling and analytics.
Key Performance Measures
Production of accurate MI in a timely manner
on a sustainable basis
Availability of robust workflow and turnaround
management tools across all segments and the
entire credit life cycle
Availability of world class Management and
Board Information Packs
Availability of tracking mechanisms for
leading , coincident and lagged portfolio
indicators
Application of analytics to make better credit
policy choices, achieve asset growth and lower
than industry average credit losses on portfolio
Achieving the PBB asset growth targets
Achieving the PBB provisions budget.
Important Relationships
Head, CIB Credit
Head, PBB Credit
Country Credit Committee
Finance.
Required Skills and Qualifications
Required Competencies
Problem Solving
Collects, compiles and analyses an appropriate
set of financial and other relevant data to
identify trends, establish relationships among
variables, quantify and evaluate the risks and
benefits of alternative policy rules and makes
recommendations
Evaluates the pros and cons of policy proposals
and their impact on relevant metrics such as
asset growth, delinquency, provisions etc
Planning
Proactively drives review process of existing
policy rules across the credit life cycle
i.e.origination, account management and
collections
Detects and evaluates shifts or changes in key
risk parameters in a business relationship or
industry and evaluates the implications of such
changes on continued business dealings
Uses leading indicators to identify potential
problems and influences planning decisions
accordingly.
Decision making
Proactively recommends appropriate
'campaigns' and 'experiments' to maximise
profits from the lending portfolio
Drives decision making around product
programs, pricing decisions and product design
in the PBB
Knowledge, Experience and Personal
Competencies
Knowledge
Detailed understanding of portfolio performance
metrics, their measurement and interpretation
including vintage analysis
Working knowledge of core banking systems
Thorough conceptual and practical knowledge
of data mapping and database query tools and
report design
Experience
At least 3 years relevant experience within an
analytics environment
Exposure to bank lending environment will be
an advantage
Personal Competencies
ADAPTABILITY: Must be able to adapt to
and accept change; opposing views; new ideas;
be imaginative and creative
NUMERACY AND ANALYTICAL
THINKING: Must have the capacity to work
with numbers and figures, as well as to collect,
process, analyse and integrate 'the pieces of the
jigsaw' into relevant, factual outcomes or
conclusions.
WRITTEN COMMUNICATION: Must have
the ability to convey information by means of
written instructions in accurate, clear, concise
and understandable manner in order to
maximise comprehension of the message.
JUGEMENT: Must have the ability to evaluate
and judge situations or alternate strategies
actions and outcomes against rational, logical
assumptions
COACHING: Must have the capacity to
develop followers by providing them with
simple and clear instructions, demonstrations
and by systematically exposing them to planned
but increasingly challenging tasks, combined
with ongoing feedback, appraisal, counseling
and other tangible rewards.
DECISIVENESS: Must show readiness and
ability to make decisions, render judgement,
take action and apply corrective measures
whenever the situation demands.
Application Closing Date
14th June, 2013
Method of Application
Interested and qualified candidates should:
Click here https://careers.peopleclick.com/careerscp/client_standardbank/external/jobDetails.do?functionName=getJobDetail&jobPostId=23417&localeCode=en-us to apply online